⏱ Break-Even Calculator

Calculate how long until your Bali property investment becomes profitable

Investment Details

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Purchase Price: $500,000

Down Payment: 30% ($150,000)

Closing Costs: 6% ($30,000)

Renovation Costs: $20,000

Monthly Rent: $3,500

Monthly Expenses: $800

Annual Appreciation: 8%

Cash Flow Break-Even

6.2 years

In Year 7

With Equity Build-Up

2.8 years

In Year 3

Down Payment (30%)$150,000

Closing Costs (6%)$30,000

Renovations$20,000

Total Initial Investment$200,000

Year	Annual Income	Cumulative Cash	Property Value	Total Equity	Status
Start	-	$-200,000	$500,000	$-200,000	IN DEBT
1	$32,400	$-167,600	$540,000	$-127,600	Building
2	$32,400	$-135,200	$580,000	$-55,200	Building
3	$32,400	$-102,800	$620,000	$17,200	BREAK-EVEN!
4	$32,400	$-70,400	$660,000	$89,600	PROFITABLE
5	$32,400	$-38,000	$700,000	$162,000	PROFITABLE
6	$32,400	$-5,600	$740,000	$234,400	PROFITABLE
7	$32,400	$26,800	$780,000	$306,800	PROFITABLE
8	$32,400	$59,200	$820,000	$379,200	PROFITABLE
9	$32,400	$91,600	$860,000	$451,600	PROFITABLE
10	$32,400	$124,000	$900,000	$524,000	PROFITABLE

Monthly Rent$3,500

Monthly Expenses-$800

Net Monthly$2,700