Complete guide to property law, taxes, and regulations in Bali
This information is for educational purposes only and does not constitute legal advice. Always consult with a qualified Indonesian property lawyer before making investment decisions.
Legal structures for foreigners to own property in Indonesia
Complete breakdown of all property-related taxes and fees
Visa options for property owners and long-term residents
Essential documents and certificates required for property transactions
Quick Reference
Common Legal Questions
No. Indonesian law restricts freehold land ownership (Hak Milik) to Indonesian citizens only. Foreigners can access property through leasehold (25-30 years, renewable), Hak Pakai (Right to Use), or PT PMA (foreign investment company structure).
A nominee structure involves an Indonesian citizen holding freehold title on behalf of a foreigner. This practice carries significant legal and financial risks and is not recommended by legal experts. Use legal structures like leasehold or PT PMA instead.
Budget approximately 7-8.5% above the purchase price: 5% BPHTB transfer tax, 1-2% notary fees, 1-1.5% legal fees. Agent commission (2-5%) is typically paid by the seller.
No visa is required to purchase property. However, if you plan to live in Bali long-term, you'll need an appropriate visa (KITAS, retirement visa, or second home visa). Property ownership does not automatically grant residency rights.
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